When you find an awsome item or raise a level, the best thing to do is export you character. This saves your character-XP points, gold, scrolls, potions, armor, weapons-if he can carry it, you can save it.

Even spells that have been memorized are saved. The only downside is that hit points don't regenerate - save someone while they are 25/80, and they will return 25/80. I think the same might be true with spells used.

Another cool factor is that if you restart the game, you can use the character's you've saved. XP Level and all.

So if your rnning low on cash, drop all youe stuff on the ground, delete that character, and import him back in the make character screen.
TA DA-you ve doubled all your stuff. Keep what you want, sell the rest.

Lose someone in a battle? You can bring the guy back if youve exported him.

Some might consider this cheating, but what the hell-i'm not forcing it on you. Just offering help.

Your opinions and tips are welcome.

Hate to burst your bubbles son, but that's been figured out since Baldur's Gate. Good try though...

Heh, I used to do that back with the SSI gold box games.